NPS New Login Rules- Two Factor Aadhaar Authentication w.e.f from 1st April

NPS New Login Rules:- In place of the current user ID and password-based login procedure, the Central Record Keeping Agency (CRA) system of NPS is implementing an Aadhaar-based login authentication mechanism. Aadhaar-based authentication will be used to provide extra security features to the CRA system login process to improve security measures and protect the interests of subscribers and stakeholders. Read the article below to learn more about NPS New Login Rules.

NPS New Login Rules

NPS New Login Rules 2024

Beginning on April 1, 2024, the Pension Fund Regulatory and Development Authority (PFRDA) plans to redesign the current National Pension System (NPS) account login procedure. With the number of online fraud cases around the country on the rise, PFRDA has implemented an additional security measure for NPS accounts. Aadhaar authentication with two factors is now available through PFRDA.

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National Pension System New Login Rules Details in Highlights

NameNPS New Login Rules
Issued byIt provides additional security measures for NPS accounts
Starting fromApril 1, 2024,
BenefitsIt provides additional security measure for NPS accounts
Official websiteenps.nsdl.com

Objectives of NPS New Login Rules

By April 1, 2024, the Pension Fund Regulatory and Development Authority (PFRDA) plans to rework the current National Pension System (NPS) account login procedure in response to the growing number of online fraud cases across the country.

New Feature in NPS Login

An improved security system was recently revealed by the pension regulatory organization. Beginning on April 1, 2024, all password-based users logging onto the NPS’s Central Recordkeeping Agency (CRA) system must use the new security feature, which is a two-factor Aadhaar authentication. Aadhaar-based authentication will be used to provide extra security features to the CRA system login process to improve security measures and protect the interests of subscribers and stakeholders.

To enable two-factor authentication for access to the CRA system, the current user ID and password-based login process will be merged with the Aadhaar-based login authentication. NPS customers can only access their accounts under the new security system by completing the Aadhaar-based authentication process and inputting the OTP that is sent to their registered mobile number.

PRAN Card

New NPS login guidelines: What is the two-factor authentication system for Aadhaar?

Aadhaar-authenticated transactions are now far safer and more reliable thanks to the two-factor authentication system, which adds further checks to confirm the authenticity of the fingerprint and further decrease spoofing efforts.

New NPS Login Process – Step by Step Guide

By the PFRDA circular, the present User ID and password-based login procedure will be merged with an Aadhaar-based login authentication, providing 2-factor Authentication for NPS CRA system access.

  • Go to the NPS Official Website.
  • You will see the ‘Login with PRAN/IPIN’ option on the screen
  • When you select the PRAIN/IPIN tab, a new window will appear.
  • Put in your password and user ID.
  • Put in the Captcha.
  • An OTP will be sent to your registered mobile number and Aadhaar authentication will be requested by the window.
  • Put in the OTP.
  • Finally, you can access your NPS account.

New NPS Login Guidelines: Aadhaar mapping

Using 2-factor Authentication with an Aadhaar OTP (one-time password), User IDs of Nodal offices under the Government Sector (Central/State/CAB/SAB) must be allowed to log in to the CRA system (CRA & NPSCAN. To enable underlying users to start Aadhaar Mapping, the Oversight Office (PrAO/DTA) must first link their Aadhaar with their specific CRA User ID. Similarly,, for underlying DDOs to start Aadhaar linking, PAO/DTO must link their Aadhaar with their corresponding CRA User ID.

Extra Security Measures

At the moment, to access the CRA for NPS transactions, Nodal Offices under the Central and State Governments including its Autonomous organizations use a password. The CRA system will now employ Aadhaar-based authentication for login to increase security and safeguard the interests of subscribers and stakeholders. To enable two-factor authentication for accessing the CRA system, the current User ID and password login mechanism will be integrated with the Aadhaar-based login authentication.

Key Features of NPS New Login Rules

Following are the features of NPS New Login Rules

  • An Additional Layer of Protection: By putting this extra security precaution in place, the PFRDA demonstrates its dedication to protecting stakeholders’ and NPS customers’ interests.
  • Lowers The Chance of Unauthorised Access: By requiring two-factor authentication, the CRA system becomes far less vulnerable to illegal access, and only authorized users can obtain access.
  • Adhaar Connection: Government Nodal Offices must now connect their CRA User IDs to their Aadhaar login credentials. The Aadhaar OTP (one-time password) can be used for authentication thanks to this connectivity.
  • Smooth NPS Activities: Government agencies and Autonomous Bodies must quickly implement the required infrastructure to enable Aadhaar-based login and authentication for all NPS-related transactions in order to guarantee a seamless transition.

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