Jyothi Sanjeevini Scheme 2021- Registration, Hospital List & Coverage Details

Jyothi Sanjeevini Scheme Apply | Jyothi Sanjeevini Scheme Online Registration | Karnataka Jyothi Sanjeevini Scheme Application Form | Jyothi Sanjeevini Scheme Hospital List

Health insurance plans offer protection against high medical expenditures. Generally, Health insurance plans cover hospitalization expenses of pre and post-hospitalization. The Government of Karnataka has launched a scheme called Jyothi Sanjeevini Scheme in order to provide Health insurance to State Government employees. Through this scheme, the beneficiaries can avail cashless treatment in empanelled hospitals. By reading this article you will get to know the complete details regarding this scheme. Other than that you’ll also get to know the details of online registration, hospital list, coverage details, objective, benefits, features, eligibility criteria, required documents etc. So if you want to take the benefit of the Jyothi sanjeevini scheme then you have to go through this article thoroughly.

About Jyothi Sanjeevini Scheme 2021

Jyothi Sanjeevini Scheme has been launched by the Government of Karnataka in order to provide health insurance to the state Government employees and their dependents. It is basically a comprehensive healthcare scheme where beneficiaries can avail cashless treatment through empanelled hospitals. This scheme can be used only for tertiary and emergency care objectives for catastrophic illnesses which require hospitalization, surgeries and other therapy. Beneficiaries can avail of treatment from empanelled super speciality Hospitals.

This scheme covers the tertiary and emergency treatment of 7 specialities which includes cardiology, oncology, genitourinary surgery, neurology, burns, polytrauma cases and neonatal and paediatric surgery. In order to take benefit from this scheme, the beneficiaries are not required to do any kind of registration. They just have to update their and their dependent’s details in the HRMS database of e-governance under DPAR.

Specialities Covered Under Jyothi Sanjeevini Scheme

The following specialities of tertiary and emergency treatment under this scheme will be covered which includes 10684 procedures:-

  • Neonatal and paediatric surgery
  • Polytrauma cases(excluding medico legal cases)
  • Burns
  • Neurology
  • Genito urinary surgery
  • Oncology
  • Cardiology

Key highlights of Jyothi Sanjeevini Scheme

Name Of The SchemeJyothi Sanjeevini Scheme
Launched ByGovernment Of Karnataka
BeneficiaryState Government Employees Of Karnataka
ObjectiveTo Provide Health Insurance
Official WebsiteClick Here
Year2021
StateKarnataka
Application ProcedureOnline/Offline

Identification Of Beneficiaries Under Jyothi Sanjeevini Scheme

Identification of beneficiaries under the Jyoti Sanjeevini Scheme will be done through the government insurance department policy number which will be interacted with the HRMS database of the department of personnel and administrative reforms. For the purpose of identification, the government have given permission to Suvarna Arogya Suraksha trust to access the database of all the Government employees and the dependents of the beneficiaries which include wife or husband of a government employee, father or mother (which includes stepmother if they ordinary resides with a government employee and their total monthly income does not exceed Rs 6000),  children which includes stepchildren and adopted children if they are dependent on the beneficiary. If the government employee is taking the benefit of any other similar Government sponsored scheme then he or she cannot take the benefit of this scheme.

Entitlement Of Wards Under Jyothi Sanjeevini Scheme

Serial NumberPay RangeCategory or Class of AccommodationCharges
1.Up to Rs 16000 per monthGeneral WardAs per List
2.Rs 16001 to Rs 43200 per monthSemi-Private Ward10% higher than general ward
3.Rs 43,201 and abovePrivate Ward25% higher than general ward

Facilities provided Under Jyothi Sanjeevini Scheme

  • Consultation
  • Preoperative investigation
  • Ward charges
  • Medicines
  • Management of complications
  • Consumables and food
  • Transportation in case of death
  • Diagnostics
  • Procedure cost
  • Hospital charges
  • Post hospitalization service up to 10 days which includes medicines
  • Fixed upper limit for implants, stents etc (if the upper limit extends then the different and cost will be borne by beneficiary)

Implementation Of Jyothi Sanjeevini Scheme

Jyothi Sanjeevini scheme will be implemented in assurance mode through Suvarna Arogya Suraksha trust. All the State Government employees and their dependents will benefit from this scheme. The government is going to empanel hospitals throughout the state. Through these empanelled hospitals beneficiaries can avail the benefit of cashless treatment. Those hospitals that are empanelled under Vajpayee arogyashree scheme are also empanelled under the Jyothi Sanjeevini scheme. Beneficiaries can avail the cashless treatment under this scheme except in the following cases:-

  • When beneficiary opts for the stents, implants etc which are costlier than the ones that are included in the benefit package
  • When the beneficiary opts for a superior ward than the one included in the benefit package
  • In both cases, the beneficiary has to bear the additional costs incurred.

Objective Of Jyothi Sanjeevini Scheme

The main objective of Jyothi sanjeevini scheme is to provide Health insurance to the State Government employees of Karnataka. Through this scheme beneficiaries will be able to get cashless treatment in the empanelled hospital. This will help them in getting protection against high medical expenditure. All the tertiary and emergency treatment of the seven specialities are included under this scheme. Due to the implementation of this scheme now the beneficiaries are not required to worry about the financial burden of treatment as the Government of Karnataka will ensure cashless treatment to all the beneficiaries.

Benefits And Features Of Jyothi Sanjeevini Scheme

  • The Government of Karnataka have launched Jyothi sanjeevini scheme
  • Through this scheme health insurance will be provided to the State Government employees and their dependents
  • This is a comprehensive Health care scheme where the beneficiaries can avail cashless treatment through empanelled hospitals
  • Beneficiaries can avail the benefit of this scheme only for tertiary and emergency care treatment for catastrophic illness which require hospitalization, surgery and other therapy
  • The beneficiaries can avail treatment under this scheme from empanelled super speciality hospitals
  • 7 types of specialities has covered in this scheme
  • After approval beneficiaries will get SMS

Eligibility Criteria Of Jyothi Sanjeevini Scheme

  • Applicant must be permanent resident of Karnataka
  • The applicant must be a serving state government employee
  • Pensioners has excluded from this scheme
  • Those persons who are working in aided an autonomous institution without KGID number linked to HRMS database are not eligible to apply under this scheme
  • Police department also cannot apply under this scheme as there is separate Health insurance Scheme for police employees known as police Arogya Bhagya scheme

Required Documents To Apply Under Jyothi Sanjeevini Scheme

  • Aadhar card
  • Ration card
  • Income certificate
  • Residence certificate
  • Passport size photograph
  • Mobile number

Register Under Jyothi Sanjeevini Scheme

  • Beneficiaries are not required to register in order to get the benefit of this scheme
  • All the beneficiaries are just required to update their and their dependent details in the HRMS database of e-governance under DPAR
  • When availing the cashless treatment under this scheme beneficiary is required to carry KGID number and Aadhar ID card
  • KGID number and Aadhar card is also required to be provided to Arogya Mitra for verification

Get Details Of Network Hospital

  • First of all go to the official website of Suvarna Arogya Suraksha trust
  • The homepage will open before you
Jyothi Sanjeevini Scheme
Jyothi Sanjeevini Scheme
  • A new page will appear before you
  • On this new page you have to select district and Hospital type
  • List of all the network hospital will appear before you

Procedure To Get Details Of Benefit Package

Details Of Benefit Package
  • After that you have to select scheme, Hospital type and speciality
  • Now you have to click on submit
  • Details of all the benefit package will be on your computer screen

Procedure To Know Your Pre Authorisation Status

  • First of all go to the official website of Suvarna Arogya Suraksha trust
  • The homepage will open before you
  • Now you have to click on know your preauth status option.
  • A new page will appear before you
  • On this new page you have to enter the required details
  • Now you have to click on submit
  • By following this procedure you can know your pre authorisation status

Procedure To View Dashboard

  • Go to the official website of Suvarna Arogya Suraksha trust
  • The homepage will open before you
  • On the home page kindly click on dashboard
  • A new page will appear before you
  • On this new page you can view dashboard

View Hospital Capabilities

View Hospital Capabilities
  • After that a new page will appear before you
  • On this new page you have to select district, taluk, Hospital, speciality and procedure
  • After that you have to click on search
  • By following this procedure you can view Hospital capabilities

Procedure To Do SAST Login

  • First of all go to the official website of Suvarna Arogya Suraksha trust
  • The homepage will open before you
  • On the homepage click on SAST login Option.
Jyothi Sanjeevini Scheme
  • Login page will appear before you
  • On this login page you have to enter your user id and password
  • Now you have to click on login
  • By following this procedure you can do SAST login

View Contact Details

  • Visit the official website of Suvarna Arogya Suraksha trust
  • The homepage will open before you
  • On the homepage you have to click on contact us Option
Jyothi Sanjeevini Scheme
  • After that a new page will appear before you
  • On this new page you can view contact details

Contact Details

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