EPF Nominee Update Online – Step-By-Step Complete Guide

EPF Nominee Update Online:- In India, the Employees’ Provident Fund Organisation (EPFO) is where most salaried people hold an account. Members who own EPF accounts must submit a nomination for their accounts. If the member has an accident, the nominees would be able to take money out of the EPF account. After completing the nomination, members have the option to amend or modify it online. Form 2 was first used to change a nomination, and it was sent to the EPFO by the employer. By visiting the EPF members online, members can now add or modify nominees thanks to the EPFO’s simplification of the process. Read below to check the detailed information related to EPF Nominee Update Online.

EPF Nominee Update Online

EPF Nominee Update Online 2024

In India, employees can save for their retirement through the Employee Provident Fund (EPF). An employee’s declaration designating the nominee(s) who will inherit the employee’s EPF funds in the case of their death is known as an EPF nomination. The EPFO site allows for the online nomination process. The nomination process is straightforward and entails an employee logging onto the site, providing the nominee’s details, and submitting the nomination form. To guarantee that the right person receives the EPF funds in the event of the employee’s death, it is crucial to update the nomination regularly.

New EPFO Rules

EPF Nominee Update Online

NameEPF Nominee Update Online
Initiated byEmployees’ Provident Fund Organisation (EPFO)
ObjectiveTo Update EPF Nominee Online  
Official Websitehttps://unifiedportal-mem.epfindia.gov.in/memberinterface/  

Benefits of EPF Nominee Update Online

Some of the key benefits of EPF Nominee Update Online are as follows:

  • The online nomination procedure may be completed at any time and from any location, making it quick, easy, and convenient.
  • Time-saving: By removing the need to visit the EPF office, the online nomination process saves both time and effort.
  • Because the nomination details are entered directly into the system without the need for manual involvement, the online method minimises the possibility of errors
  • Online nominations offer a safe and practical approach to manage one’s EPF account since they are readily available and retrievable
  • The online nomination procedure makes it simpler to follow the nomination’s progress and offers increased accountability.

Disadvantages of EPF Nominee Update Online

The disadvantages of EPF Nominee Update Online are as follows:

  • Some people may find it difficult to complete the online nomination procedure because it takes a certain amount of digital literacy and comfort with technology.
  • Not everyone may have access to a computer or mobile device with an internet connection, which is necessary for the online nomination procedure.
  • Limited support: For people who are unfamiliar with the procedure or who experience technological issues, the online nomination process may offer limited support.

UAN Login

Guidelines for EPF Nominee Update Online

The account holder can register, modify, or change the nominee at any moment via the online portal. The guidelines for EPF nomination are as follows:

  • To facilitate hassle-free fund transfers in the event of the account holder’s death, having a nominee for the EPF account is required.
  • For their EPF account, the account holder may designate one or more nominees.
  • Only family members may be nominated by the account holder. Furthermore, it is not valid to register a non-family member.
  • If more than one nominee is made, the account holder must provide a percentage of shares for each nominee. In the event of the account holder’s passing, the nominee will get the money according to their share.
  • Any close relative may be nominated if the holder does not yet have a family.
  • Nevertheless, the nomination must be made in the family member’s name as soon as they have one.
  • A family member should serve as the guardian if the nominee is a minor.
  • It is required to file new nominations before marriage if the holder has already made any. This is because nominations made before marriage are no longer recognized.
  • The registered nominee will receive the maturity amount under the EPF account in the event of the account holder’s death. In addition, if any payment is made, it must be proportionate.
  • The maturity amount will be divided evenly among the family members in the absence of a nomination. But there are some rules and regulations that must be followed when distributing the money.

Requirements for EPF Nominee Update Online

Members must meet the requirements listed below to participate in the EPF Nominee Update:

  • A soft copy of the candidate’s picture
  • Activated the Aadhaar-linked Universal Account Number (UAN)
  • EPF accounts need to be current and include a photo and address.
  • Aadhar details of the nominee
  • The phone number connected to Aadhaar
  • An IFSC code, bank account number, and nominee’s address

File Online EPFO e nomination

Step by Step Guide for EPF Nominee Update Online

For EPF Nominee Update Online, the user needs to follow the below-given steps:

  • First of all, go to the official website of EPFO Member e-Sewa i.e., https://unifiedportal-mem.epfindia.gov.in/memberinterface/
  • The homepage of the website will open
  • Under the login window, enter your UAN, password, and the captcha code
  • Click on the Sign in button to get logged in
  • Now, under the Manage tab, click on the E-nomination option
  • After that, click on the Enter new nomination option
  • A new page will open on the screen with the Profile details
  • Click on the Proceed button
  • A new page will open
  • Now, under the Family Declaration option, choose Yes option to add a new nominee or update the details of the already existing nominee
  • After that, enter the nominee details like Aadhaar number, name,  date of birth, gender, relation, bank account details, and guardian (if the nominee is a minor), etc
  • After that, upload the nominee’s photograph
  • Click on the Save Family Details button
  • Now, click on the Add Now button if more than one nominee is to be added, and enter their respective details
  • After that, enter the total amount of shares for the added nominees
  • Then, click on the Save EPF Nomination button
  • Now, under the Pending Nomination section, click on the e-Sign option
  • A dialogue box will display if the eSign is not registered
  • Click on the Proceed button
  • A new page will open
  • Now, enter your Aadhaar virtual ID
  • Click on the Verify button
  • Then, select the box to provide your consent for e-KYC services data from Aadhaar
  • After that, enter your Aadhaar or Virtual ID number
  • Click on the Get OTP button
  • An OTP will be sent to the registered mobile number
  • Now, enter the received OTP and select the check box to give your consent
  • Click on the Submit button
  • The OTP will be verified, and the new nominee will then be registered with the EPFO.
  • On the Manage tab, select the E-nomination option to view the Nomination History
  • The status of the recently added or amended nominee details will be displayed as Nomination Successful in the Nomination History.
  • It will also display every detail from prior nominations. But since the initial nomination takes precedence over all others, it is the only one that counts.

FAQ’s

Does my PF account allow me to designate several nominees?

Yes, you may add a proportionate share for each nominee and nominate multiple people for the PF account.

If I make no nominations for my PF, what will happen?

If you leave the EPF account unnominated, the maturity amount will be split evenly among your surviving family members.

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